Maxing Out Your 403(b) for 2025

The 403(b) contribution limits for 2025 are:

$23,500 for employees under age 50
$31,000 for employees age 50+ (includes the $7,500 catch-up contribution)

Since retirement contributions are deducted over 26 pay periods, you can calculate your per-paycheck contribution by dividing your desired annual amount by 26. For example:

If under 50 and maxing out at $23,500 → $903.85 per paycheck
If 50+ and maxing out at $31,000 → $1,192.31 per paycheck

To check your current year-to-date contributions, log in to your Paycom ESS, navigate to Payroll, select the most recent paycheck, and click "Print Pay Stub" to view the YTD totals. Your retirement contributions will be listed under the "Deductions" section of your pay stub.