Employee Guaranteed Issue:
- Ages 15-64: $200,000
- Ages 65-69: $50,000
- Ages 70 and up: $10,000
Spouse Guaranteed Issue:
- Spouse's Age 15-64: $50,000
- Spouse's Age 65 and up: $10,000
Child Guaranteed Issue:
- There is no Guaranteed Issue. All amounts are approved.
AD&D Guaranteed Issue:
- You will need to elect at least $10,000 of Voluntary Life Insurance before you can enroll in AD&D.
- There is no Guaranteed Issue. All amounts are approved.